Seafarer:Voluntary SSS Loan

-

Last November 2011 my mom had a vacation here in The Philippines and one of her to do list was to file her SSS retirement as she is now on her 60's so it's about time to claim her pension. Unfortunately, she discovered that somebody used her SSS and filed a loan under her name way back 1994, on that year my mom was working abroad as OFW. It was really a big joke, could you imagine how much the penalty of the loan? It reaches over P50,000+++. Luckily SSS  offers loan penalty condonation program today where you can settle your account at a minimal range depending on the reason behind the member's loan delinquency.

Last January 16, 2012 clueless  i went to SSS to try if i could file a loan as a seafarer, as a result of the  the above story. My mom now is encouraging me to make a loan on SSS before somebody else uses it! Yes as a seafarer we are entitled to pay our monthly  SSS, Philhealth, and HDMF(Pag-ibig) contributions as a deduction to our allotment. Seaferers can file for a voluntary loan considering you have already reached 36 posted payments irregardless if you have paid it straight or broken months. For example you have a two months vacation and for 2011 you haven't paid it, as long as you have 36 posted payments you are qualified to file a voluntary loan. So i went to the counter and told the SSS representative that i am a seafarer and i would like to file a personal loan. They advised me to pay atleast one month of my voluntary contribution for this year January 2012 worth P1, 560. After i paid i presented my receipt back to the representative and i presented two valid id's aside from my SSS id. SSS granted me P15,000 loan equivalent to my one month allotment range. In the future if i will file a loan again they will grant me P24,000 on my second loan, that is the maximum loanable amount on SSS. Unlike HDMF (Pag-ibig) the frequent you do it, the loanable amount will be getting higher and higher. I will have to wait a month before my SSS check arrives, by that time i'm already back abroad so the best thing my hubby could do is to deposit my check to my bank account as advised by our close friends who work on a bank.

To my fellow seafarers i am encouraging you to use your SSS before you will have the same story that happened to my mom. What's the use of paying it if we won't use it. As soon as you're back in Pinas file right away your SSS loan since it will take a month to release the check.
Taralets go to SSS ASAP!   

For more informations about Philippine Social Security System you may follow this link below

charmosginamos!



Comments

  1. Anonymous1/25/2012 11:01 PM

    i feel sad for your mom. for this things happen to her.. good thing your there to let other people knew that this things might happen. thank you girl..

    ReplyDelete
  2. CML.ph1/25/2012 11:16 PM

    thanks po..yup partly i was thinking that's why they have this condonation program, i'm pretty sure that SSS knew about these mafia on SSS loans.

    ReplyDelete

Post a Comment

Popular posts from this blog

My Journey to Giza Necropolis (CAIRO, EGYPT)

-
Image
My journey to Cairo, Egypt was way back 2010 when I sign-up for a crew tour on Norwegian Jade. One of the perks that come in working on a passenger ship is also a chance to experience touring those magnificent tourist destinations at a fair discounted price.In the video the guy from the souvenir shop showed to us how to make a Papyrus, it is first known to have been used in ancient Egypt as writing material and for boats, mattresses, etc. It was a four hour long drive (if my memory serves me right) to Cairo from Alexandria, as shown in the video we have a tour guide in the bus narrating us about the history, tradition, culture about Egypt. We went to Giza Necropolis an archeological site on the Giza Plateau. This ancient monument includes the three pyramids known as the Great Pyramids (Khufu, Khafre, and Menkaure, the Great Sphinx, and several cemeteries . I was expecting to see vast de ssert on our way there, instead i t was unexpected to see ...
Read more

My First Music Video with Lyrics

-
Image
I have always been a music fanatic and i could stay at home all day long listening to it. Today I decided to make my first music video with lyrics and my pick is a song by a Swedish pop singer Loreen who co-wrote the song "My Heart Is Refusing Me".  Loreen represented Sweden in the Eurovision Song Contest way back 2012  with her entry "Euphoria" and won the contest. I do not own any of the lyrics, music, or pictures in th e video. All rights go to their perspective owners. Enjoy my lyric video ^_^  
Read more

DAVAO CITY Covid19 Vaccination Drive for Senior Citizens

-
Image
BARANGAY TORIL DAVAO CITY  Today May 21, 2021 I accompanied my mom in getting her first jab of free covid19 vaccine in Brgy Toril Davao City. We arrived at exactly 8am and as expected because it was assumed to be the last day for vaccination for the Seniors (which by the way was extended to May 25-28, 2021 from 8am-3pm), there was a long line already when we arrived. However everything were in order kudos to the efforts of Brgy Toril officials, DOH Davao and City Government of Davao under the leadership of Mayor Sara Duterte. Honestly there were hesitations at first to get a covid19 vaccine due to negative news like adverse side effects to some who received it, but due to words of encouragement from family members like my Aunt, neighbors who were fellow seniors as well finally made our minds, me and my siblings concurred to have my mom vaccinated. Me and Mama B 🤞😍 Arrival at the site before entering you will have temperature check.  Present your DCQR Code.  LGU empl...
Read more